Term Deposits

You can invest online in Term Deposits through your Netwealth account. We have selected a great range of options for you to choose from.

Current offer valid to this Friday at 12pm. (Note: If Friday is a public holiday, the current offer is valid until Thursday 12pm) Click here to see previous offer.
3 months 4 months 5 months 6 months 9 months 1 year 3 years 5 years PDS
BOQ
4.90%
4.80% 4.80%
4.90%
4.80%
4.80%
4.00%
4.00%
ANZ
4.95%
4.90% 4.90%
5.05%
4.95%
5.05%
NAB
4.95%
4.95% 5.00%
5.05%
5.05%
5.00%
4.40%
JUDO*
4.90%
4.90%
4.90%
4.85%
4.20%
4.20%
MUFG**
4.64%
4.70%
4.79%
4.85%
4.80%
4.71%
The next offer will be open Monday 25 Nov 2024 to Friday 29 Nov 2024 and will commence on Friday 29 Nov 2024.
*JUDO term deposits are not available for purchase via superannuation or pension accounts
**MUFG term deposits are not available for purchase via superannuation or pension accounts. Additionally they are not available to individual or joint account types. An account investing must be classified as a Wholesale Client on the Netwealth platform.

Log in to your account and select Buy & Sell > Place an Order from the Transactions menu to make an investment.

Investment Instructions

  • ANZ & NAB Term Deposits: New term deposit investments for Corporations, Government Organisations, Partnerships and Trusts are subject to a maximum account aggregate investment amount of AUD $1,999,999 per term deposit provider. Investments exceeding an account aggregate balance of $1,999,999 will be rejected. No maximum investment amount applies to the excluded entity types being individuals, joint accounts and Trustees of SMSFs.
  • Term Deposits are made available weekly, every Tuesday.
  • Rates will be advised and held firm until 12pm on Friday each week (or the business day prior if Friday falls on a public holiday)
  • Investments can be made using the online transaction facility. Simply log into your account, select Buy & Sell > Place an Order from the Transactions menu, and search for Term Deposit in the 'Add investment' field.
  • Investment must be made no later than 12pm on the commencement day of the specified investment (which is generally Friday, but will be the business day prior where Friday falls on a public holiday).
  • Interest payments are automatically placed in the Cash Account of the investor.
  • At the end of the term, your investment will go back into your cash account.
  • Netwealth will notify you when your Term Deposit approaches maturity.
  • Term Deposits will not be rolled over.
  • You are not able to withdraw your investment in the Term Deposit until the term has ended.
  • Investors should ensure that they have received and read the relevant Product Disclosure Statements (PDS) and other documents in relation to the Term Deposit. They can be found in the Forms & Documents section of the website.

Fixed Term Annuities

You can invest online in Fixed Term Annuities through your Netwealth account.

Current offer valid to this Friday at 12pm. (Note: If Friday is a public holiday, the current offer is valid until Thursday 12pm) Click here to see previous offer.
1 year 2 years 3 years 4 years 5 years PDS
CHALLENGER
5.10%
5.00%
5.10%
5.15%
5.20%
The next offer will be open Monday 25 Nov 2024 to Friday 29 Nov 2024 and will commence on Friday 29 Nov 2024.

Log in to your account and select Buy & Sell > Place an Order from the Transactions menu to make an investment.

Investment Instructions

  • Term Annuities are made available weekly, every Monday.
  • Rates will be advised and held firm until 12pm on Friday each week (or the business day prior if Friday falls on a public holiday)
  • To make an investment, log in to your account and select Buy & Sell > Place an Order from the Transactions menu.
  • Investment must be made no later than 12pm on the commencement day of the specified investment (which is generally Friday, but will be the business day prior where Friday falls on a public holiday).
  • Income payments are automatically placed in the Cash Account of the investor.
  • At the end of the term, your investment and any remaining income will go back into your cash account.
  • Netwealth will notify you when your Term Annuity approaches maturity.
  • Term Annuities will not be rolled over.
  • Investors should ensure that they have received and read the relevant Product Disclosure Statements (PDS), Target Market Determination (TMD) and other documents in relation to the Term Annuity. They can be found in the Forms & Documents section of the website.